AnnuityOcean

RMD Calculator

Calculate this year's Required Minimum Distribution from your IRA or 401(k) using the IRS Uniform Lifetime Table, and see how a QLAC could shrink it by moving up to $210K out of the RMD calculation.

IRS Uniform Lifetime Table math
Instant RMD amount
See how a QLAC can reduce it

Our Calculator Shows You:

This year's RMDPercent of balanceQLAC reduction optionsPersonal guidance

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Calculate your RMD

Fill in the fields above to see your instant estimate.

Want a smaller RMD? Money moved into a QLAC (up to $210K) is excluded from RMD calculations until as late as age 85. Try the QLAC calculator →

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