Annuity Calculators
See your estimated retirement income in seconds. Every calculator below gives you an instant estimate based on current market rates, then a licensed specialist can turn it into exact quotes.
SPIA Calculator
Single Premium Immediate Annuity
See your estimated monthly lifetime income starting within 30 days to one year. Perfect for immediate retirement income needs.
- Immediate income
- Lifetime guarantees
- No market risk
DIA Calculator
Deferred Income Annuity
Plan future guaranteed income with deferral periods from 2 to 40+ years. Also known as longevity insurance.
- Future income
- Longevity protection
- Flexible deferral
Fixed Annuity (MYGA) Calculator
Multi-Year Guaranteed Annuity
See your guaranteed fixed annuity growth at a locked rate for a set term. The CD alternative with higher rates and tax deferral.
- Fixed rates
- Tax deferral
- Principal protection
FIA Calculator
Fixed Index Annuity
Project growth tied to a market index while staying protected against losses. Growth with downside protection.
- Market upside
- No losses
- Optional income riders
QLAC Calculator
Qualified Longevity Annuity Contract
Estimate RMD savings and future lifetime income from your IRA or 401(k) with a qualified longevity contract.
- RMD reduction
- Tax benefits
- Lifetime income
Income Rider (GLWB) Calculator
Guaranteed Lifetime Withdrawal Benefit
Estimate the future guaranteed income an income rider (guaranteed lifetime withdrawal benefit) can add to your annuity.
- Income guarantees
- Growth potential
- Flexibility
Annuity Payout Calculator
Monthly Income From Any Amount
See how much guaranteed monthly income an annuity could pay you, based on your age and the amount you invest.
- Instant payout estimate
- Rates by age
- Lifetime income options
RMD Calculator
Required Minimum Distributions
Calculate this year’s RMD from your IRA or 401(k) using the IRS Uniform Lifetime Table, and see how a QLAC could reduce it.
- IRS table math
- Instant RMD amount
- QLAC reduction options
Need Help Choosing?
Not sure which annuity calculator fits your situation? A licensed specialist can walk you through your options and find the right fit for your retirement goals, free, no obligation.
All calculators provide estimates only. Actual quotes may vary based on individual circumstances.