AnnuityOcean

Best Annuity Companies by State (2026)

There is no single best annuity company, but there is a reliable way to judge them: licensing, financial strength, and live quotes for your exact term and amount. See how it works in your state.

The method beats any list: shortlist carriers licensed by your state's insurance department, require an A- rating or better from AM Best, then compare current quotes for your term and amount, because the strongest carriers and the highest-paying carriers are rarely the same. Pick your state below for the local picture, or see current national rates.

Best annuity companies in your state

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