About AnnuityOcean
An independent home for annuity education and a directory of licensed professionals, built to give straight answers before sales pitches.
Our Mission
To help Americans secure their retirement income by connecting them with qualified annuity professionals. We believe everyone deserves access to expert guidance when planning for retirement.
Our Story
AnnuityOcean was born from a recognition that many Americans struggle to find reliable, unbiased information about annuities and qualified professionals to guide them through the process.
Retirement shoppers are usually met with sales pitches before straight answers. Comparing products is hard, the terminology is dense, and it is difficult to know which advisors to trust.
AnnuityOcean was created by retirement-industry professionals to close that gap: plain-language education, free calculators, and a directory that connects you with licensed annuity professionals in your area. We are independent, we do not sell annuities, and our resources are always free for consumers.
What We Stand For
We don't sell annuities
Professionals only
States covered
Free for consumers
Our Core Values
These principles guide everything we do at AnnuityOcean.
Transparency
We believe consumers deserve clear, straightforward information about annuities and their options.
Education
We are committed to providing objective, comprehensive information to help consumers make informed decisions.
Quality
We maintain high standards for the professionals in our network, ensuring consumers connect with qualified, trustworthy advisors.
Accessibility
We strive to make retirement planning information accessible to everyone, regardless of their financial background or expertise.
How We Work
Our approach to connecting consumers with annuity professionals.
Listing Standards
Every professional in the directory must hold an active state insurance license and focus on annuities. We review each profile before it appears publicly.
- State license verification
- Annuity specialization
- Profile review before listing
Educational Resources
We create objective, plain-language educational content and free calculators to help consumers understand annuities before they ever talk to anyone.
Consumer Matching
Our platform helps connect consumers with annuity professionals who match their location and needs, at no cost, with no obligation to purchase anything.
Our Business Model
Transparency is important to us. Here's how we operate:
AnnuityOcean is a free service for consumers. We are able to provide our platform and educational resources at no cost because we are supported by the professionals in our network.
Agents pay a membership fee to be part of our network and may pay additional fees for enhanced visibility or premium placement. However, all agents in our network must meet our listing standards regardless of their membership level.
While we are compensated by agents in our network, we never recommend specific agents to consumers. Our platform allows consumers to view profiles, compare qualifications, and choose which professionals to contact based on their own preferences.
Our Commitment to Consumers
We are committed to providing an unbiased connection platform. We do not:
- Sell or promote specific annuity products
- Receive commissions from annuity sales
- Provide financial advice or recommendations
- Sell consumer information to third parties
Have Questions About AnnuityOcean?
We're here to help. Reach out for more information about our platform and services.