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A number, not a lecture

What $100,000 can pay you each month

Income that lasts for life. The later the payments start, the larger each one is.

Estimate at age 60

$430to$550

Estimate at age 65

$480to$630

Estimate at age 70

$550to$710

Estimate at age 75

$630to$790

a month, for life

An estimate, not a quote.

Choose a starting age

Illustrative ranges for one person and $100,000, from the assumptions in our payout calculator, not from an insurer. They change with interest rates, your sex, your state and the payout option.

How the figures are worked out

A calculator can only guess. A specialist gives you a quote.

Your real number depends on your exact age, your state and the insurer. A licensed specialist works it out for your amount, free.

The matching quiz is about 20 questions, on your goals, your savings and how to reach you. Free, no obligation.

Everything on the site

Start wherever you like

Read first, run the numbers, or go straight to a person. All of it is free.

Why read here

Built to inform, not to sell

  • Independent

    We do not sell annuities and are not affiliated with any insurance company.

  • Free for you

    It costs you nothing. A specialist is paid by the insurance company, not by you.

  • Licensed professionals only

    Every listing holds an active state license and is reviewed by a person first.

  • On your terms

    Phone, text or email, you pick. No call centers. No obligation.

Ready when you are

About 20 questions on your goals, your savings and how to reach you. Then a licensed specialist follows up the way you choose: phone, text or email. Free, no obligation.

Annuity Ocean is an independent educational resource and is not affiliated with any insurance company or financial institution. We do not sell annuities or any financial products. This website is designed to help consumers learn about retirement planning and connect with licensed professionals.

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