Wisconsin
FERS, CSRS, and TSP rollover guidance for federal employees and retirees in Wisconsin
FERS/CSRS specialists * TSP rollovers * Survivor benefit analysis
1,834 federal employees in Wisconsin received retirement annuity guidance this year
Three simple steps. About 60 seconds to start.
Step 1
Takes about 60 seconds, no account, no spam.
Step 2
A licensed specialist in your state calls, no pressure, ever.
Step 3
Personalized to your situation, and 100% free.
We understand the differences between FERS and CSRS retirement systems, including annuity computation, survivor benefits, and supplement eligibility.
Your Thrift Savings Plan can be rolled into an annuity for guaranteed income. We help you compare TSP withdrawal options against private annuity benefits.
FEHB, FEGLI, Social Security integration, COLA adjustments -- your retirement has unique moving parts. We coordinate annuity planning with your full federal benefits package.
Your FERS basic annuity provides 1-1.1% of high-3 salary per year of service. We help you understand your projected benefit, survivor benefit elections, and how private annuities can supplement your federal pension for a complete income plan.
The TSP offers limited withdrawal flexibility and no lifetime income guarantee. Rolling part or all of your TSP into a private annuity can provide guaranteed monthly income, principal protection, and more payout options than the TSP alone.
FERS survivor benefits cost 10% of your annuity for a 50% benefit or 5% for a 25% benefit. A private life insurance or annuity strategy may provide better coverage at lower cost. We run the numbers both ways.
The FERS supplement bridges income between retirement and Social Security eligibility at 62. If you retire before 62, a private annuity can provide additional guaranteed income during this gap period.
Get a complete analysis of your FERS/CSRS annuity, TSP options, and supplemental income strategies