New Mexico
Understand exactly what you're paying -- mortality charges, admin fees, rider costs, and hidden expenses
Fee transparency * Side-by-side comparisons * No-cost review
How It Works
Takes about 60 seconds
Licensed in your state, no pressure
Personalized to your situation, 100% free
3,891 people in New Mexico compared annuity fee structures this year
We break down every charge -- mortality & expense, administrative fees, rider costs, and fund management fees so nothing is hidden.
Not all annuities carry high fees. Fixed and MYGA products often have zero explicit fees, with costs built into the rate spread.
Our licensed specialists compare fee structures across dozens of carriers to find the most cost-effective solution for your goals.
Typically 1.0-1.5% annually on variable annuities. Covers insurance guarantees and company profit. Fixed annuities usually have no M&E charge -- costs are built into the rate.
Annual contract charges of $25-$50 plus potential percentage-based admin fees. Some carriers waive these above certain account values. Always ask about fee waivers.
Income riders typically cost 0.75-1.25% annually. Death benefit riders add 0.15-0.50%. These are optional -- only pay for benefits you actually need and will use.
Variable annuities may total 2.5-3.5% per year in fees. Fixed indexed annuities: 0-1.5%. MYGAs and fixed annuities: often 0% explicit fees. The right type depends on your goals.
Understand exactly what you're paying and find lower-cost alternatives