Nebraska
Your Nebraska pro shows you how much you could save with tax deferral. Free call.
2High earners lose thousands to tax drag. A specialist shows your deferral advantage.
4,829 high-income earners moved investments to tax-deferred annuities this year
Avoid annual taxes on interest, dividends, and capital gains. Keep 100% working for you.
Money that would go to taxes compounds instead. 30-40% more growth over 20 years.
Pay taxes when you withdraw, potentially in lower retirement tax brackets.
Why paying taxes annually costs you compound growth
In taxable accounts, you pay taxes every year on interest, dividends, and capital gains. In the 32% bracket earning 7%, you keep only 4.76%. That 2.24% annual tax drag compounds to massive lost growth over decades.
Annuities don't issue 1099s. All gains compound tax-deferred. $250K growing at 7% for 20 years: Taxable = $645K. Tax-deferred = $787K. That's $142K more from avoiding annual taxes.
You pay taxes when you withdraw, likely in retirement when your income (and tax bracket) are lower. Working years: 32-37% bracket. Retirement: potentially 22-24% bracket. That's 10-15% tax arbitrage.
IRAs cap at $7-8K/year. 401(k)s at $23K. Annuities have no limits. High earners who max other accounts can defer unlimited additional savings.
$250,000 investment, 7% annual return, 32% tax bracket
| Years | Taxable Account | Tax-Deferred | Tax Advantage |
|---|---|---|---|
| 10 | $385,427 | $491,784 | +$106,357 |
| 15 | $483,371 | $689,625 | +$206,254 |
| 20 | $606,173 | $966,875 | +$360,702 |
| 25 | $760,390 | $1,355,817 | +$595,427 |
See how much you could save with tax-deferred growth