Kentucky

The Top Annuity Carriers in Kentucky - updated for February 2026

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Industry Leaders
Top Rated
Best Products

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6,847 Kentucky residents purchased annuities from top carriers this year

What Makes a Top Annuity Carrier

Financial Strength

A or better ratings from AM Best, strong reserves, proven ability to pay claims

Competitive Products

Strong rates, innovative features, and comprehensive product lineups

Track Record

Decades in business, consistent performance, excellent customer service

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Leading Annuity Carriers

Industry leaders across different annuity types

Top MYGA Carriers

Athene, American National, Guggenheim - consistently offer competitive fixed annuity rates with strong ratings.

Top Indexed Annuity Carriers

Allianz, American Equity, Nationwide - leaders in fixed indexed annuities with innovative crediting strategies.

Top Income Annuity Carriers

New York Life, MassMutual, Principal - superior immediate and deferred income annuity products.

Top Rated Overall

MassMutual, New York Life, Northwestern Mutual - A++ ratings plus comprehensive product lineups.

Top Carriers by Category

Leading carriers in different annuity product categories

CategoryTop CarriersKey Strengths
MYGA / FixedAthene, American National, GuggenheimHigh rates, A ratings
Fixed IndexedAllianz, American Equity, NationwideInnovation, cap rates
Immediate IncomeNew York Life, MassMutual, PrincipalPayout rates, A++ ratings
Overall RatingMassMutual, New York Life, NorthwesternA++, full product lineup

Top Carrier Questions

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