Georgia
Income that grows to keep pace with rising costs
COLA riders • Index-linked growth • Protect purchasing power
1,284 Georgia retirees added inflation protection to their income this year
Healthcare and living expenses increase 3-4% annually. Your income needs to grow to maintain lifestyle.
A 30-year retirement means costs could double. Income that doesn't grow loses half its purchasing power.
COLA riders and indexed annuities provide contractual income increases regardless of market performance.
Multiple ways to protect your retirement income from inflation
Income increases annually by a fixed percentage (typically 1-5%). Your payment grows every year regardless of actual inflation.
Income tied directly to Consumer Price Index. Your payments increase with actual inflation, providing true purchasing power protection.
Accumulation value grows with market indexes (no losses). Higher account value means higher future income potential.
Let annuity value grow before starting income. Delayed start significantly increases payment amounts to offset future inflation.
See how income grows with 3% COLA rider vs flat income
| Year | Flat Income | 3% COLA Income | Cumulative Benefit |
|---|---|---|---|
| Year 1 | $2,000/mo | $1,750/mo | Lower initially |
| Year 10 | $2,000/mo | $2,285/mo | +$34,200 cumulative |
| Year 20 | $2,000/mo | $3,087/mo | +$125,400 cumulative |
| Year 30 | $2,000/mo | $4,172/mo | +$312,800 cumulative |
See how to protect your income's purchasing power for decades