QLAC Calculator - Reduce Your RMDs

Lower Required Distributions & Secure Income at 85

Reduce Your RMDs Now
Max $200,000 or 25% of IRA
Income Starts at 75, 80, or 85

Typical RMD Reduction

30-40%

Lower Your Taxable Income

QLAC Advantages

  • •Exclude QLAC value from RMD calculations
  • •Defer taxes until income begins
  • •Guaranteed lifetime income at advanced age
  • •IRS approved strategy for qualified accounts

Calculate Your QLAC Benefits

See your RMD reduction & income

Step 1 of 2

Set your investment details

QLAC is available only for IRA funds

Maximum amount is $210K.

🔒 Your information is secure & never sold